How to Buy Car Insurance Online Using a Comparison Quotes Website

When you go online to buy insurance the best place to start is an all inclusive comparison site. These sites search all the top companies and present you with four or five of your best quotes based on the information you have provided. These sites are becoming more popular since they allow you to find a quote, compare the price and the coverage with other companies.

You have a car, it gets you back and forth to the important things you must do in your life. All states require at least some form of insurance for you to drive on the road. You must show proof of this insurance for everything from getting your license, in some states, to getting your tags. Shopping around for car insurance is a hassle that most people don't enjoy facing. It's a pain contacting company after company repeating various information just to buy car insurance. Because of faster internet speeds and more websites offering comparison shopping, consumers have an easier way to buy insurance.

A few of these companies not only allow you to buy car insurance from them, but they allow you to print your proof of insurance. This is a relatively new feature in which you no longer have to wait for your insurance cards in the mail, saving you the stress and headache of driving around seemingly uninsured.

Being able to compare companies, buy car insurance and print proof of insurance from one site is a very popular idea. Anything that saves time is almost as valuable as saving money. In our busy lives we simple don't have a lot of time to waste, going online to get car insurance is the simplest solution to your insurance needs.

It is important to compare insurance quotes before getting signed up with an insurance policy. When you compare insurance quotes you can rest assured you are saving

Say Goodbye to Hasty & Uninformed Insurance Decisions

More often than not, our insurance agents satisfy us by giving a perfunctory discount of ten to fifteen percent on the insurance premium. According to the Insurance Information Institute, a 400% increase in your deductible should bring your insurance premium down by 40%.

How can you overcome this problem? You simply have to log on to the World Wide Web and check out multiple insurance quote web sites. How do these web sites help? Fill the form and specify the deductible as $250 when submitting information.

You will get estimates based as per the information provided. Now, log onto the World Wide Web again and submit the form again. This time, specify the amount of deductible as $1000.

This time, you will get estimates from top reputed insurance companies on the basis of a $1000 deductible. Compare the two quotes that you have obtained and check the extent of reduction in the premium.

If you have opted for any other option that ought to bring your premium down, like multiline insurance or multi vehicle insurance, then your increased deductible should fetch you more than a 50% discount. That is definitely a great deal as far as your cost of insurance is concerned

Cheap Life Insurance Rates Online

You need to be well informed about this because some insurance companies that make monetary losses from some claims end up shifting that burden to the consumer. You must look for an affordable indemnity cover that will allow you to save some money. Requesting indemnity quotes by filling simple online indemnity questionnaires that are provided by different indemnity companies; you can find and compare indemnity rates online.

Following this simple way, you will be able to compare indemnity coverage and premium quotes from competing indemnity companies. This process can be done in 15 minutes or less and you don't even need to make a single call or being a part of the lengthy and time consuming meetings with indemnity agents. To find cheap indemnity rates online, you can also look into other non indemnity companies' sites that have the technology which will allow you to compare indemnity premium quotes from multiple competing indemnity companies in a few minutes by entering your information.

One of the best ways to find out the best rates over the net is to keep checking the quotes of various indemnity plans. This will help the customers get the quotes of their desired choice. The third party indemnity companies can also be consulted for a comparative analysis. Thus, it is very important to compare the indemnity quotes before buying an insurance scheme.

Given the current recession it is important to make sure to prioritize your money and compare insurance quotes online. A good place to state would be an online website that actually allows you to compare insurance quotes online for free.

Help With Potatoes: Why Would They have spots!?

Hope you’re having a lovely weekend, everyone.  I received an email this morning from a reader having trouble with her potatoes, and I was wondering if any of you potato experts could help her.  I haven’t had troubles with potatoes – ours just grow and produce lovely scrumptious potatoes – so I have no idea what it is!

Hi, I have grown potatoes for years and every year I have the same problem. The literature doesn’t seem to define it well. The problem is small dark brown or black spots on the surface of the potato which are approximately 1/16th to 1/8th inch in diameter. The spot travels into the potato for 1/4 to 1/2 inch with a sort of rope or dry string-like material also dark brown or black. I always remove these with a knife before cooking. Sometime there are 5-6 of these spots on a potato. But sometimes many more. Although I expect to find an insect or burrowing creature, I never have. Any ideas?

Please help if you know, or have any resources!

How To Grow Potatoes: From Chit To Chit – Part 1

How to Chit Potatoes

It sounds difficult, doesn’t it?  Like a big mystery.  Like so many other things related to gardening, eh?  Well, it’s not difficult at all.  The most difficult part is researching how to do it, because if you look at ten websites, you will find ten ways of doing it.  Here’s what I took from that:  it’s hard to go wrong, just pick a way and do it.

1.  Find a cool place with indirect light.

2.  Place your potatoes in an egg carton, bed of straw, or anything that will hold them upright.  You want the end with the most eyes to be upward (the “rose” end).

3. Once the sprouts come out, rub off all but two to four of them with your fingers.  This way the tuber’s energy goes into making just a few sprouts, which makes them stronger.

4.  Some say the potatoes have chitted once they sprout, other say the sprouts should be up to 2 in (5 cm) long.  So essentially, just plant them when the growing conditions are right:  anywhere between March and May, depending on your climate (ie, after the last frost).

Dividing The Eyes

You can also divide the eyes to form several plants from one potato.  The general belief is that the smaller the potato you plant, the smaller the potatoes you harvest.  Since I’m planting small fingerlings, I decided to cut many of them in half (but no smaller).  I made sure that there was at least one eye – and preferably several – on each half.  

When you place the cut potatoes in the carton, make sure you place them in a clean place, so that the potato can callous without becoming diseased. The cut ends of a potato excrete subarin, a natural fungicide (according to this site). But you can also dip the ends into dry wood ash or lime if you’re worried about it.

Why Chit?

It gives your potatoes a head start once they’re in the ground.  By that same token, if you’ve planted cover crops, you can keep them in the soil a bit longer while the potatoes are chitting.  Plus many people swear that their yields are heavier with chitted potatoes.

Note:  potatoes are a great new crop to grow from seed to seed!  Stay tuned for How To Grow Potatoes Part 2.

How To Grow Sweet Potatoes

They’re truly gorgeous plants, don’t you think?  I’m so happy we tried growing them!  And it’s incredibly easy.

1.  Buy Slips or Grow Them At Home:

• We bought “Carolina Ruby” Sweet Potato slips from Irish Eyes.
• You can also grow slips yourself using organic sweet potatoes.

2.  Plant The Slips.

The slips are basically mini plants.  Plant them after the last frost, in rich soil with some well-aged compost, 12-18″ apart (we planted them far closer, but some of our potatoes were pretty small).

3.  Do Virtually Nothing.

Water regularly, but otherwise they need almost zero weeding, and we didn’t have any bugs or disease.  You can stop watering them during the last 3 weeks before harvest, so the roots are dry when you pull them out, and so that they don’t develop any molds.

To those of us in the northwest US, note that they are related to morning glories, so we can be assured they’ll grow very well!

4.  Pull Them Up!

They’re basically on the same schedule as Irish potatoes:  when they start to yellow in the fall, it’s about time to pull them. You can also feel them beneath the soil and get a sense of how big they are.

Seriously, that’s it.  No excuses now – if you like them, grow them!

How To Make Your Own Potting Soil (Without Peat Moss)

When growing plants in containers, it’s important to use a good potting soil.  It must have good water retention but also drain well, so that the roots can breathe and you don’t end up with root rot.  And it must have a balance of good plant nutrition so that your plants thrive.

Why Make Your Own Potting Soil?

Making your own seed starting medium will generally save a great deal of money.  Fortunately we can get truckloads of potting soil from our municipal compost system for less than $20 (photo here).  But if you can’t obtain cheap potting soil this way, or if you need smaller quantities, you can easily make our own.

When you make your own, you also know what is in it.  You can make sure you have the correct proportions of ingredients for the individual needs of your plants.  And you can save energy and CO2 output by using locally-sourced or homegrown compost.

Why Make It Peat Free?

I have had debates with other gardeners about this – it is certainly a point of contention for many gardeners. Essentially, from what I have read, peat gathering destroys the wetlands and forests where peat moss grows.   This is a problem for several reasons.  Wetlands, as we all know, are teaming with life and are essential hosts to a great number of plants, mammals, birds, and microbes.  Peat is also a carbon sink, meaning that it soaks up carbon, a major greenhouse gas.  When peat is harvested, that carbon is released into the atmosphere.

To me, the arguments for using peat sound an awful lot like the arguments people use for cutting down forests in the Pacific Northwest.  People say it is renewable if we plant tree farms, or we are only using a small portion of what is annually harvested – construction and large corporations use so much more.  And there are many other rationalizations.  But as soon as one sees a clearcut forest or a “sustainably planted” tree farm, it becomes clear that these are not good things for a number of reasons: biodiversity and whole ecosystem depletion, loss of important carbon sinks that now contribute to global warming, whole beautiful forests gone forever.

Some gardeners argue that we only use a small portion of the total peat that is depleted each year.  Most of it is depleted for cooking fuel (peat is an early form of coal), farmland, or deforestation.  Even if this is so, why would we  – as gardeners and cultivators of the earth – contribute to this ecosystem depletion in any way, if we don’t have to?

Gardeners argue that peat is renewable.  But first off, it is not renewable at the rate we use it. Second, while peat may be regrown and reharvested, just like a tree farm, it has lost its biodiversity.  It is no longer a healthy ecosystem, no longer host to the millions of creatures that need it to survive.  And third, it is no longer a carbon sink. 

Please take a couple of minutes to watch this video:

If we don’t have to deplete a forest – eg, by using recycled or hemp fiber– why should we?  If we don’t have to deplete a peat bog – eg, by using coco coir, which is a byproduct waste that is in great surplus – why should we?

The Royal Botanical Gardens has a quick article about peat here, Friends of the Earth has some great articles (and a deeper PDF article), andWikipedia is a great source for learning more.  In my personal belief, the only thing that is better than coco coir is to grow your own peat moss, if you have the space.  Since I don’t have the space, I use coco coir.  Coconut coir is made from the discarded hulls of coconuts – it’s a byproduct of the coconut industry, which produces large surpluses of it.

Recipe I Use For Making Potting Soil

Ingredients

• 1 Part Aged Compost (locally sourced or homemade)* or 1/2 Aged Compost, 1/2 Aged Manure
• 1 Part Coconut Coir
• 1 Part Pumice (a volcanic rock) or Perlite (a volcanic glass)
  
• 1 Part Sand

*Aging of compost and manure does two things:  it breaks down the nutrients for the plants to then take in, and it cooks out the bad microorganisms and seeds that you don’t want.  Without aging manure, the high nitrogen content may burn plants.

 

 

Directions

1. Coco coir (aka coco peat) comes in several forms.  You can buy it as a brick or bale that you’ll need to hydrate before using, or you can buy it already hydrated. Most garden supply stores carry one or both versions, or you can find them online.  Hydrate the coir bricks and bales by sub merging them in water until they are fully saturated (usually the packages have clear instructions for how much water to use, but always err on the side of less – you can always add more!).  They will grow to at least 5 times their size.  Then fluff it with your hands, to make sure the fibers are separated from one another.
2. Then mix all the ingredients together well.  That’s it!

Other Recipes

1. If you don’t want to use coconut brick, you can try using leaf mold or humus, as laid out in the recipes found here. Many gardeners do this.  There are several other recipes you can try there as well.

Rob‘s Recipe: Mix two parts compost to one part vermiculite or perlite. Fluff up well. Makes the compost lighter for pots.

2. If you have a different recipe, please write it in the comments and I will add it here!

Help! How To Take Care Of Your Dog

It is crucial to learn how to take care of a dog well before taking ownership. A dog requires a serious investment of the following resources:

1. Time
2. Energy
3. Finances

By the time you finish reading this article, the first level of your education on how to take care of a dog will be complete.

Below you will find 21 key factors involved. 11 are under Basic Needs, 5 under Equipment, and 5 under Treatment.

Section 1: Learn how to take care of a dog by being aware of their BASIC NEEDS

How to take care of Rabbits

Help with how to care for your new pet rabbit. it is easy to care for a rabbit.

Pet rabbits are fun, loving animals that are very easy to care for and can be a welcome addition to your family.

There are many different breeds of rabbits to choose from. Visit your local pet store or rabbit breeder to get an idea on the type of rabbit you are looking for. When choosing a rabbit, look at the surroundings making sure it is clean. Look for alert and active rabbits. Look for people that can answer all questions regarding rabbits. A dirty environment can mean unhealthy rabbits. Do your homework before buying,

How to clean RAM with notepad

Did you experienced slowness of your desktop computer or laptops? Are you tired of restarting your personal computer and pause for your work either you are surfing the net, typing a documents, doing your computer works etc? Here’s a useful tutorial on how to clean your RAM. RAM or Random-access memory (RAM) is a form of computer data storage or computer memory
“RAM (random-access memory): This is the same as main memory.